Prepaid Visa or MasterCard

These types of cards require payment in advance, pre funded, to the card company.  The card can then be used until the amount that was deposited, is depleted. These cards can be recharged and ready to be used again. The cards can be used for purchases anywhere Visa or MasterCard are accepted and at ATMs worldwide. Vision Premier is a prepaid Visa card.  It charges nothing for activation as long at direct deposit is connected to its account. There is a guaranteed approval with no credit check. It offers free account alerts by email and/or text messages. It can be used to pay any bill: rent, cellular phone, utilities etc.

Cash can be loaded onto this card and over 100,000 participating retail locations and no fee is charged for any purchases or transactions. Just like other prepaid cards you will never have a finance charge or other fees that traditional credit cards can charge. People like the advantage of using these prepaid credit cards because you can never overspend and generate debt.